HOUSE BILL No. 5416

 

February 21, 2012, Introduced by Reps. Walsh, Hammel, Olson, Rogers and Heise and referred to the Committee on Appropriations.

 

     A bill to amend 1965 PA 314, entitled

 

"Public employee retirement system investment act,"

 

by amending sections 12b, 13, 14, 15, 19, 19a, 20c, 20d, 20h, 20k,

 

and 20m (MCL 38.1132b, 38.1133, 38.1134, 38.1135, 38.1139,

 

38.1139a, 38.1140c, 38.1140d, 38.1140h, 38.1140k, and 38.1140m),

 

sections 12b, 14, and 20c as amended by 2000 PA 307, section 13 as

 

amended by 2009 PA 84, section 15 as amended and section 20k as

 

added by 1996 PA 485, sections 19 and 20d as amended and section

 

19a as added by 2008 PA 425, section 20h as amended by 2002 PA 728,

 

and section 20m as amended by 2007 PA 22, and by adding section 21.

 

THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

 

     Sec. 12b. (1) "Defined contribution plan" means a defined

 

contribution plan as defined in section 414(i) in the internal


 

revenue code, 26 USC 414.

 

     (2) "Derivative" means either of the following:

 

     (a) A contract or convertible security that changes in value

 

in concert with a related or underlying security, future, or other

 

instrument or index; or obtains much of its value from price

 

movements in a related or underlying security, future, or other

 

instrument or index; or both.

 

     (b) A contract or security, such as an option, forward, swap,

 

warrant, or a debt instrument with 1 or more options, forwards,

 

swaps, or warrants embedded in it or attached to it, the value of

 

which contract or security is determined in whole or in part by the

 

price of 1 or more underlying instruments or markets.

 

     (3) "Equity interests" means limited partnership interests and

 

other interests in which the liability of the investor is limited

 

to the amount of the investment, but does not mean general

 

partnership interests or other interests involving general

 

liability of the investor.

 

     (4) "Foreign "Global security" means any of the following:

 

     (a) A fixed income security issued by a government, a

 

governmental agency, or a public or private company that is traded

 

within or outside of the United States and may be issued in a

 

currency other than the United States dollar.

 

     (b) An equity position in a company traded on an exchange

 

within or outside of the United States or a security that may be

 

issued in a currency other than the United States dollar or an

 

unregistered American depository receipt.

 

     (c) An equity or fixed income derivative that derives its


 

value from an investment described in subdivision (a) or (b) or a

 

foreign stock global equity or bond index traded on an exchange

 

within or outside of the United States.

 

     Sec. 13. (1) The provisions of this act shall supersede any

 

investment authority previously granted to a system under any other

 

law of this state.

 

     (2) The assets of a system may be invested, reinvested, held

 

in nominee form, and managed by an investment fiduciary subject to

 

the terms, conditions, and limitations provided in this act. An

 

investment fiduciary of a defined contribution plan may arrange for

 

1 or more investment options to be directed by the participants of

 

the defined contribution plan. The limitations on the percentage of

 

total assets for investments provided in this act do not apply to a

 

defined contribution plan in which a participant directs the

 

investment of the assets in his or her individual account, and that

 

participant is not considered an investment fiduciary under this

 

act.

 

     (3) An investment fiduciary shall discharge his or her duties

 

solely in the interest of the participants and the beneficiaries,

 

and shall do all of the following:

 

     (a) Act with the same care, skill, prudence, and diligence

 

under the circumstances then prevailing that a prudent person

 

acting in a similar capacity and familiar with those matters would

 

use in the conduct of a similar enterprise with similar aims.

 

     (b) Act with due regard for the management, reputation, and

 

stability of the issuer and the character of the particular

 

investments being considered.


 

     (c) Make investments for the exclusive purposes of providing

 

benefits to participants and participants' beneficiaries, and of

 

defraying reasonable expenses of investing the assets of the

 

system.

 

     (d) Give appropriate consideration to those facts and

 

circumstances that the investment fiduciary knows or should know

 

are relevant to the particular investment or investment course of

 

action involved, including the role the investment or investment

 

course of action plays in that portion of the system's investments

 

for which the investment fiduciary has responsibility; and act

 

accordingly. For purposes of this subsection, "appropriate

 

consideration" includes, but is not limited to, a determination by

 

the investment fiduciary that a particular investment or investment

 

course of action is reasonably designed, as part of the investments

 

of the system, to further the purposes of the system, taking into

 

consideration the risk of loss and the opportunity for gain or

 

other return associated with the investment or investment course of

 

action; and consideration of the following factors as they relate

 

to the investment or investment course of action:

 

     (i) The diversification of the investments of the system.

 

     (ii) The liquidity and current return of the investments of the

 

system relative to the anticipated cash flow requirements of the

 

system.

 

     (iii) The projected return of the investments of the system

 

relative to the funding objectives of the system.

 

     (e) Give appropriate consideration to investments that would

 

enhance the general welfare of this state and its citizens if those


 

investments offer the safety and rate of return comparable to other

 

investments permitted under this act and available to the

 

investment fiduciary at the time the investment decision is made.

 

     (f) Prepare and maintain written objectives, policies, and

 

strategies with clearly defined accountability and responsibility

 

for implementing and executing the system's investments.

 

     (g) Monitor the investment of the system's assets with regard

 

to the limitations on those investments pursuant to this act. Upon

 

discovery that an investment causes the system to exceed a

 

limitation prescribed in this act, the investment fiduciary shall

 

reallocate assets in a prudent manner in order to comply with the

 

prescribed limitation.

 

     (h) Prepare and maintain written policies regarding ethics and

 

professional training and education, including travel, which

 

policies contain clearly defined accountability and reporting

 

requirements for the system's investment fiduciaries.

 

     (i) Publish a summary annual report that includes all of the

 

following:

 

     (i) The name of the system.

 

     (ii) The names of the system's investment fiduciaries.

 

     (iii) The names of the system's service providers.

 

     (iv) The system's assets and liabilities and changes in net

 

plan assets on a plan-year basis.

 

     (v) The system's funded ratio based upon the ratio of

 

valuation assets to actuarial accrued liabilities on a plan-year

 

basis.

 

     (vi) The system's investment performance net of fees on a


 

rolling calendar-year basis for the previous 1-, 3-, 5-, 7-, and

 

10-year periods.

 

     (vii) The system's administrative and investment expenditures

 

pursuant to standards of the governmental accounting standards

 

board, including, but not limited to, a list of all expenditures

 

made with soft dollars and all expenditures for professional

 

training and education, including travel expenditures, by or on

 

behalf of system board members that are paid by the system, if any.

 

     (viii) The system's itemized budget containing all projected

 

expenditures, including, but not limited to, expenditures for

 

professional training and education, including travel expenditures,

 

by or on behalf of system board members that are paid by the

 

system.

 

     (ix) The following information as provided in the system's most

 

recent annual actuarial valuation report:

 

     (A) The number of active members.

 

     (B) The number of retirees and beneficiaries.

 

     (C) The average annual pension.

 

     (D) The total annual retirement allowances being paid.

 

     (E) The valuation payroll.

 

     (F) The employer's computed normal cost of benefits expressed

 

as a percentage of valuation payroll.

 

     (G) The employer's total contribution rate expressed as a

 

percentage of valuation payroll.

 

     (H) The weighted average of member contributions, if any.

 

     (I) The actuarial assumed rate of investment return.

 

     (J) The actuarial assumed rate of long-term wage inflation.


 

     (K) The smoothing method utilized to determine the funding

 

value of assets.

 

     (L) The amortization method and period utilized for funding

 

the system's unfunded actuarial accrued liabilities, if any.

 

     (M) The system's actuarial cost method.

 

     (N) Whether system membership is open or closed to specific

 

groups of employees.

 

     (4) An investment fiduciary who is an investment fiduciary of

 

any of the following shall comply with the divestment from terror

 

act, 2008 PA 234, MCL 129.291 to 129.301, in making investments

 

under this act:

 

     (a) The Tier 1 retirement plan available under the state

 

employees' retirement act, 1943 PA 240, MCL 38.1 to 38.69.

 

     (b) The Tier 1 retirement plan available under the judges

 

retirement act of 1992, 1992 PA 234, MCL 38.2101 to 38.2670.

 

     (c) The Michigan state police retirement system created under

 

the state police retirement act of 1986, 1986 PA 182, MCL 38.1601

 

to 38.1648.

 

     (d) The Michigan public school employees employees' retirement

 

system created under the public school employees retirement act of

 

1979, 1980 PA 300, MCL 38.1301 to 38.1408 38.1437.

 

     (5) An investment fiduciary may use a portion of the income of

 

the system to defray the costs of investing, managing, and

 

protecting the assets of the system; may retain investment and all

 

other services necessary for the conduct of the affairs of the

 

system, including investment advisors, consultants, custodians,

 

auditors, attorneys, actuaries, administrators, and physicians; and


 

may pay reasonable compensation for those services. Subject to an

 

annual appropriation by the legislature, a deduction from the

 

income of a state-administered system resulting from the payment of

 

those costs shall be made.

 

     (6) Subject to this subsection, an investment fiduciary may

 

use a portion of the income of the system to defray the costs of

 

professional training and education, including travel costs, of

 

system board members, which professional training and education,

 

including travel, are directly related to the administration,

 

management, and operation of the system. The governing board vested

 

with the general administration, management, and operation of the

 

system or other decision-making body that is responsible for

 

implementation and supervision of the system shall adopt an annual

 

budget for professional training and education, including travel,

 

authorized under this subsection. The budget adopted under this

 

subsection shall reflect the number of board members, the size of

 

the system, and the educational objectives of the system. The

 

system's total aggregate cost for professional training and

 

education, including travel costs, authorized under this subsection

 

for a fiscal year shall not exceed $150,000.00 or an amount that is

 

equal to the total number of system board members multiplied by

 

$12,000.00, whichever is less. The system's total cost for

 

professional training and education, including travel costs,

 

authorized under this subsection for an individual system board

 

member in a fiscal year shall not exceed $30,000.00. Beginning

 

January 1, 2013, the state treasurer shall adjust the dollar

 

amounts in this subsection by an amount determined by the state


 

treasurer at the end of the immediately preceding calendar year to

 

reflect the cumulative annual percentage change in the consumer

 

price index. As used in this subsection, "consumer price index"

 

means the most comprehensive index of consumer prices available for

 

this state from the bureau of labor statistics of the United States

 

department of labor.

 

     (7) Before any investment services are provided, an investment

 

service provider shall provide the investment fiduciary of the

 

system with a complete written disclosure of all fees or other

 

compensation associated with its relationship with the system.

 

After investment services are provided to the investment fiduciary

 

of the system, an investment service provider shall provide on an

 

annual basis written disclosure of all fees including, but not

 

limited to, commissions, 12b-1 and related fees, compensation paid

 

or to be paid to third parties, and any other compensation paid by

 

the system to the investment fiduciary of the system. As used in

 

this subsection, "investment service provider" means any

 

individual, third-party agent or consultant, or other entity that

 

receives direct or indirect compensation for consulting, investment

 

management, brokerage, or custody services related to the system's

 

assets. Investment service provider does not include a retirement

 

system.

 

     (8) (6) The system shall be a separate and distinct trust fund

 

and the assets of the system shall be for the exclusive benefit of

 

the participants and their beneficiaries and of defraying

 

reasonable expenses of investing the assets of the system. With

 

respect to a system, an investment fiduciary shall not cause the


 

system to engage in a transaction if he or she knows or should know

 

that the transaction is any of the following, either directly or

 

indirectly:

 

     (a) A sale or exchange or a leasing of any property from the

 

system to a party in interest for less than the fair market value,

 

or from a party in interest to the system for more than the fair

 

market value.

 

     (b) A lending of money or other extension of credit from the

 

system to a party in interest without the receipt of adequate

 

security and a reasonable rate of interest, or from a party in

 

interest to the system with the provision of excessive security or

 

at an unreasonably high rate of interest.

 

     (c) A transfer to, or use by or for the benefit of, the

 

political subdivision sponsoring the system of any assets of the

 

system for less than adequate consideration.

 

     (d) The furnishing of goods, services, or facilities from the

 

system to a party in interest for less than adequate consideration,

 

or from a party in interest to the system for more than adequate

 

consideration.

 

     (9) (7) With respect to a system subject to this act, an

 

investment fiduciary shall not do any of the following:

 

     (a) Deal with the assets of the system in his or her own

 

interest or for his or her own account.

 

     (b) In his or her individual or any other capacity act in any

 

transaction involving the system on behalf of a party whose

 

interests are adverse to the interests of the system or the

 

interest of its participants or participants' beneficiaries.


 

     (c) Receive any consideration for his or her own personal

 

account from any party dealing with the system in connection with a

 

transaction involving the assets of the system.

 

     (10) (8) This section does not prohibit an investment

 

fiduciary from doing any of the following:

 

     (a) Receiving any benefit to which he or she may be entitled

 

as a participant or participant's beneficiary of the system.

 

     (b) Receiving any reimbursement of expenses properly and

 

actually incurred in the performance of his or her duties for the

 

system.

 

     (c) Serving as an investment fiduciary in addition to being an

 

officer, employee, agent, or other representative of the political

 

subdivision sponsoring the system.

 

     (d) Receiving agreed upon compensation for services from the

 

system.

 

     (11) (9) Except for an employee of a system, this state, or

 

the political subdivision sponsoring a system, when acting in the

 

capacity as an investment fiduciary, an investment fiduciary who is

 

qualified under section 12c(1)(b) shall meet 1 of the following

 

requirements:

 

     (a) Be a registered investment adviser under either the

 

investment advisers act of 1940, 15 USC 80b-1 to 80b-21, the

 

uniform securities act, 1964 PA 265, MCL 451.501 to 451.818, or the

 

uniform securities act (2002), 2008 PA 551, MCL 451.2101 to

 

451.2703.

 

     (b) Be a bank as defined under the investment advisers act of

 

1940, 15 USC 80b-1 to 80b-21.


 

     (c) Be an insurance company qualified under section 16(3).

 

     (12) (10) An investment fiduciary shall not invest in a debt

 

instrument issued by a foreign country that has been identified

 

designated by the United States state department of state as

 

engaging in or sponsoring providing support for acts of

 

international terrorism.

 

     (11) A system shall annually publish and make available to the

 

plan participants and beneficiaries a list of all expenses paid by

 

soft dollars.

 

     (13) An investment fiduciary shall not make a payment from the

 

assets of a system to a service provider if the service provider or

 

a covered associate of the service provider has made a contribution

 

to an official of a governmental entity during the immediately

 

preceding 24-calendar-month period. An investment fiduciary, a

 

service provider, or a covered associate of a service provider

 

shall not do anything indirectly that, if done directly, would

 

violate this subsection. This subsection does not apply under any

 

of the following circumstances:

 

     (a) The contribution was made by a service provider or covered

 

associate of the service provider to an official of a governmental

 

entity for whom the service provider or covered associate of the

 

service provider was entitled to vote at the time of the

 

contribution and the contributions by the service provider or

 

covered associate of the service provider to that official in the

 

aggregate do not exceed $350.00 per election.

 

     (b) The contribution was made by a service provider or covered

 

associate of the service provider to an official of a governmental


 

entity for whom the service provider or covered associate of the

 

service provider was not entitled to vote at the time of the

 

contribution and the contributions by the service provider or

 

covered associate of the service provider to that official in the

 

aggregate do not exceed $100.00 per election.

 

     (c) The contribution was made to an official of a governmental

 

entity by an individual more than 6 months before he or she became

 

a covered associate of the service provider.

 

     (d) The contribution was made to an official of a governmental

 

entity by a covered associate of the service provider and all of

 

the following requirements are met:

 

     (i) The service provider discovers the contribution that

 

violates this subsection on or before the expiration of 4 months

 

after the contribution was made.

 

     (ii) The contribution that violates this subsection was for

 

$350.00 or less.

 

     (iii) The covered associate of the service provider obtains the

 

return of the contribution that violates this subsection on or

 

before the expiration of 60 calendar days after the date of the

 

discovery of the contribution under subparagraph (i).

 

     (14) An investment fiduciary or a service provider who is

 

convicted of or who enters a nolo contendere plea accepted by a

 

court for a felony or misdemeanor arising out of his or her service

 

to a system is considered to have breached the public trust and

 

shall reimburse the system for all costs, including legal defense

 

fees, that were paid by the system. The system shall use reasonable

 

efforts to collect any fees and costs recoverable under this


 

subsection.

 

     (15) As used in this subsection and subsections (13) and (14):

 

     (a) "Contribution" means a gift, subscription, loan, advance,

 

or deposit of money or anything of value.

 

     (b) "Covered associate of the service provider" means any of

 

the following:

 

     (i) A general partner, managing member, agent, or officer of

 

the service provider or any other individual with a similar status

 

or function for the service provider.

 

     (ii) An employee of the service provider who solicits a

 

governmental entity on behalf of the service provider and any

 

individual employed by the service provider who directly or

 

indirectly supervises that employee.

 

     (iii) A political action committee controlled by the service

 

provider or by any individual described in subparagraph (i) or (ii).

 

As used in this subparagraph, "political action committee" means a

 

political committee or an independent committee as those terms are

 

defined in the Michigan campaign finance act, 1976 PA 388, MCL

 

169.201 to 169.282.

 

     (c) "Governmental entity" means this state or a political

 

subdivision of this state. Governmental entity includes a system

 

and an agency, authority, or instrumentality of this state or of a

 

political subdivision of this state.

 

     (d) "Official of a governmental entity" means an individual

 

who, at the time of the contribution, was an incumbent, candidate,

 

or successful candidate for an elective office in a governmental

 

entity if the office meets any of the following requirements:


 

     (i) Is directly or indirectly responsible for or can influence

 

the outcome of the hiring of a service provider by a system

 

sponsored by the governmental entity.

 

     (ii) Has the authority to appoint an individual who is directly

 

or indirectly responsible for or can influence the outcome of the

 

hiring of a service provider by a system sponsored by the

 

governmental entity.

 

     (e) "Payment" means a gift, subscription, loan, advance, or

 

deposit of money or anything of value.

 

     (f) "Regulated investment adviser" means an investment adviser

 

or covered associate of an investment adviser that is regulated

 

under the investment advisers act of 1940, 15 USC 80b-1 to 80b-21.

 

     (g) "Service provider" means a person retained to provide

 

services to a system and includes investment advisers, consultants,

 

custodians, auditors, attorneys, actuaries, administrators, and

 

physicians. Service provider includes an investment service

 

provider as defined in subsection (7). Service provider does not

 

include a regulated investment adviser.

 

     Sec. 14. (1) An investment fiduciary may shall not invest not

 

more than 70% of a system's assets in stock or the type of global

 

equity described in section 12b(4)(b). An investment fiduciary

 

shall not invest in more than 5% of the outstanding stock of any 1

 

corporation, or invest more than 5% of a system's assets in the

 

stock of any 1 corporation, unless otherwise provided in this act.

 

     (2) Stock invested An investment fiduciary may invest in stock

 

or global equity under this section shall meet subsection (1) if it

 

meets 1 of the following requirements:


 

     (a) Be Is registered on a national securities exchange

 

regulated under title I of the securities exchange act of 1934,

 

chapter 404, 48 Stat. 881, 15 U.S.C. 78a to 78l, 78m to 78o, 78o-3

 

to 78dd-1, 78ee to 78hh, and 78kk to 78ll 15 USC 78a to 78pp, or on

 

an industry-recognized exchange outside the United States.

 

     (b) Be Is on the national association of securities dealers

 

automated quotation system or a successor to this system or is on

 

an industry-recognized system outside the United States.

 

     (c) Be Is issued pursuant to rule 144a under the securities

 

act of 1933, 17 C.F.R. CFR 230.144a.

 

     (3) Notwithstanding subsection (2), an investment fiduciary

 

may designate an American depository receipt or the type of global

 

equity described in section 12b(4)(a) that satisfies the

 

requirements of subsection (2) as an investment qualified under

 

this section or as an investment in foreign global securities

 

qualified under section 20k.

 

     Sec. 15. An investment fiduciary may invest in investment

 

companies registered under the investment company act of 1940,

 

title I of chapter 686, 54 Stat. 789, 15 U.S.C. USC 80a-1 to 80a-

 

64. The management company of the investment company shall have

 

been in operation for at least 5 years and shall have assets under

 

management of more than $500,000,000.00. An investment company may

 

be established as a limited partnership, corporation, limited

 

liability company, trust, or other organizational entity for which

 

the liability of an investor does not exceed the amount of the

 

investment under the laws of the United States or the applicable

 

laws of the state, district, territory, or foreign country under


 

which the investment company was established. An investment in an

 

investment company shall be considered an investment in the

 

underlying assets for all purposes under this act.

 

     Sec. 19. (1) An investment fiduciary may invest up to 5% 10%

 

of a system's assets in publicly or privately issued real estate

 

investment trusts or in real or personal property otherwise

 

qualified pursuant to section 15, 16, or 20c.

 

     (2) In addition to investments authorized under subsection

 

(1), an investment fiduciary of a system having assets of more than

 

$100,000,000.00 may do any of the following:

 

     (a) Invest in, buy, sell, hold, improve, lease, or acquire by

 

foreclosure or an agreement in lieu of foreclosure, real or

 

personal property or an interest in real or personal property.

 

     (b) Develop, maintain, operate, or lease the real or personal

 

property referred to in subdivision (a).

 

     (c) Form or invest in 1 or more limited partnerships,

 

corporations, limited liability companies, trusts, or other

 

organizational entities for which liability of an investor cannot

 

exceed the amount of the investment under the laws of the United

 

States or of any state, district, or territory of the United States

 

or foreign country. The limited partnership, corporation, limited

 

liability company, trust, or other organizational entity may invest

 

in, buy, sell, hold, develop, improve, lease, or operate real or

 

personal property, or originate a mortgage or invest in an annuity

 

separate account that invests in real or personal property to hold

 

title to, improve, lease, manage, develop, maintain, or operate

 

real or personal property whether currently held or acquired after


 

the effective date of the amendatory act that added this

 

subdivision December 27, 1996. An entity formed under this

 

subdivision has the right to exercise all powers granted to the

 

entity by the laws of the jurisdiction of formation, including, but

 

not limited to, the power to borrow money in order to provide

 

additional capital to benefit and increase the overall return on

 

the investment held by the entity.

 

     (d) Invest in investments otherwise qualified pursuant to

 

subsection (1).

 

     (3) Except as otherwise provided in this section, the

 

aggregate investments made under subsection (2) shall not exceed 5%

 

10% of the assets of the system. The purchase price of an

 

investment made under this section shall not exceed the appraised

 

value of the real or personal property.

 

     (4) If the investment fiduciary of a system is the state

 

treasurer, investments described in subsection (1) or (2) may

 

exceed 5% 10% of the assets of the system.

 

     (5) An investment qualified under this section in which the

 

underlying asset is an interest in real or personal property

 

constitutes an investment under this section for the purpose of

 

meeting the asset limitations contained in this act. This

 

subsection applies even though the investment may be qualified

 

elsewhere in this act. Notwithstanding this subsection, an

 

investment fiduciary may designate a real estate investment trust

 

which satisfies the requirements of section 14(2) as an investment

 

qualified under this section or as an investment in stock under

 

section 14.


 

     Sec. 19a. (1) If the investment fiduciary is the state

 

treasurer, investments in private equity shall not be more than 30%

 

of the system's total assets. If the investment fiduciary is not

 

the state treasurer and the system has assets of $1,000,000,000.00

 

or more, investments in private equity shall not be more than 10%

 

of the system's total assets. An investment fiduciary described in

 

this subsection may invest not more than an additional 5% of the

 

system's assets in Michigan private equity only.

 

     (2) An investment fiduciary of a system that has assets of

 

$250,000,000.00 or more but less than $1,000,000,000.00 shall not

 

invest more than 5% of the system's assets in Michigan private

 

equity. An investment fiduciary may otherwise invest in private

 

equity under section 20d.

 

     Sec. 20c. (1) A financial institution, a trust company, a

 

management company qualified under section 15, or any affiliate of

 

a person described in this section if that affiliate qualifies as

 

an investment fiduciary under section 13(8)(a), retained to act as

 

an An investment fiduciary may invest the assets of a system in any

 

collective investment fund, common trust fund, or pooled fund that

 

is established and maintained for investment of those assets by the

 

financial institution, trust company, or management company under

 

federal or state statutes or rules or regulations or an applicable

 

foreign law. The investment fiduciary of the collective investment

 

fund, common trust fund, or pooled fund shall be a financial

 

institution, a trust company, a management company qualified under

 

section 13(11)(a), or an affiliate of 1 of these entities if that

 

affiliate qualifies as an investment fiduciary under section


 

13(11)(a). The collective investment fund, common trust fund, or

 

pooled fund may be established as a limited partnership,

 

corporation, limited liability company, trust, or other

 

organizational entity for which liability of any investor does not

 

exceed the amount of the investment under the laws of the United

 

States or the laws of the state, district, territory, or foreign

 

country that applied to the organization of the collective

 

investment fund, common trust fund, or pooled fund. A pool in which

 

the state treasurer has administrative or investment authority and

 

the investment pools of the municipal employees retirement system

 

and retirement board created under the municipal employees

 

retirement act of 1984, 1984 PA 427, MCL 38.1501 to 38.1555, are

 

not pooled funds for purposes of this section. An investment in a

 

collective investment fund, common trust fund, or pooled fund shall

 

be is considered an investment in the underlying assets of that

 

fund for all purposes under this act.

 

     (2) As used in this section, "financial institution" means a

 

state or nationally chartered bank or a state or federally

 

chartered savings and loan association, savings bank, or credit

 

union whose deposits are insured by an agency of the United States

 

government and which that maintains a principal office or branch

 

office located in this state under the laws of this state or the

 

United States.

 

     Sec. 20d. (1) An investment fiduciary of a system having

 

assets of less than $250,000,000.00 may invest not more than 5% 15%

 

of the system's assets in investments not otherwise qualified under

 

this act, except as qualified in section 19a, whether the


 

investments are similar or dissimilar to those specified in this

 

act.

 

     (2) An investment fiduciary of a system having assets of

 

$250,000,000.00 or more but less than $1,000,000,000.00 may invest

 

not more than 10% 20% of the system's assets in investments

 

described in subsection (1).

 

     (3) An investment fiduciary of a system having assets of

 

$1,000,000,000.00 or more may invest not more than 15% 25% of the

 

system's assets in investments described in subsection (1).

 

     (4) An investment fiduciary of a system who is the state

 

treasurer may invest not more than 20% 30% of the system's assets

 

in investments described in subsection (1).

 

     (5) If an investment described in subsection (1) is

 

subsequently determined to be permitted under another section of

 

this act, then the investment shall no longer be included under

 

this section.

 

     (6) This section shall not be used to exceed a percentage of

 

total assets limitation for an investment provided in any other

 

section of this act.

 

     Sec. 20h. (1) In addition to the provisions of this act, a

 

system is subject to the applicable accounting, auditing, and

 

reporting requirements contained in the following acts and parts of

 

acts:

 

     (a) 1919 PA 71, MCL 21.41 to 21.55.

 

     (b) The uniform budgeting and accounting act, 1968 PA 2, MCL

 

141.121 141.421 to 141.440a.

 

     (c) Section 91 of the executive organization act of 1965, 1965


 

PA 380, MCL 16.191.

 

     (2) A system shall retain its financial records for a minimum

 

period of 6 years from the date of the creation of the record

 

unless state or federal law requires a longer retention period. As

 

used in this subsection, "financial records" includes, but is not

 

limited to, records pertaining to expenditures for professional

 

training and education, including travel expenditures, by or on

 

behalf of system board members that are paid by the system.

 

     (3) Except as otherwise provided in this subsection,

 

information regarding the calculation of actual or estimated

 

retirement benefits for members of the system is exempt from

 

disclosure by the system or the political subdivision sponsoring

 

the system pursuant to section 13(1)(d) of the freedom of

 

information act, 1976 PA 442, MCL 15.243. Upon a majority vote of

 

the governing body of the political subdivision sponsoring the

 

system, the system shall provide the designated representative of

 

the political subdivision with a reasonable opportunity to inspect,

 

copy, or receive copies of all information regarding the

 

calculation of actual or estimated retirement benefits for members

 

of the system. The system may require that information provided by

 

the system under this subsection be provided only upon a promise of

 

confidentiality by the political subdivision sponsoring the system.

 

A system may make reasonable rules to ensure the confidentiality of

 

records exempt from disclosure under applicable state and federal

 

law. The system may charge a fee under this subsection in

 

accordance with section 4 of the freedom of information act, 1976

 

PA 442, MCL 15.234. All fees and expenses incurred by the political


 

subdivision sponsoring the system that are related to this

 

subsection shall be borne by the political subdivision and shall

 

not be deducted from or offset against the political subdivision's

 

required pension contributions to the system.

 

     (4) (2) Except as otherwise provided in subsection (4), a A

 

system shall have an annual actuarial valuation with assets valued

 

on a market-related basis. A system shall prepare and issue a

 

summary annual report. The system shall make the summary annual

 

report available to the plan participants and beneficiaries and the

 

citizens of the political subdivision sponsoring the system. The

 

summary annual report shall include all of the following

 

information:

 

     (a) The name of the system.

 

     (b) The names of the system's investment fiduciaries.

 

     (c) The system's assets and liabilities.

 

     (d) The system's funded ratio.

 

     (e) The system's investment performance.

 

     (f) The system's expenses.However, a system that has assets of

 

less than $20,000,000.00 is only required to have an actuarial

 

valuation as required under this subsection every other year.

 

     (5) (3) A system shall provide a supplemental actuarial

 

analysis before adoption of pension benefit changes. System assets

 

shall not be used for any actuarial expenses related to the

 

supplemental actuarial analysis under this subsection. The

 

supplemental actuarial analysis shall be provided by the system's

 

actuary and shall include an analysis of the long-term costs

 

associated with any proposed pension benefit change. The


 

supplemental actuarial analysis shall be provided to the board of

 

the particular system and to the decision-making body that will

 

approve the proposed pension benefit change at least 7 days before

 

the proposed pension benefit change is adopted. For purposes of

 

this subsection, "proposed pension benefit change" means a proposal

 

to change the amount of pension benefits received by persons

 

entitled to pension benefits under a the system. Proposed pension

 

benefit change does not include a proposed change to a health care

 

plan or health benefits.

 

     (4) A system that has assets of less than $20,000,000.00 is

 

only required to have the actuarial valuation required under

 

subsection (2) done every other year.

 

     (6) The system shall make the summary annual report created

 

under section 13 available to the plan participants and

 

beneficiaries and the citizens of the political subdivision

 

sponsoring the system. If the system has a website, the system

 

shall publish the summary annual report on the website. If the

 

system does not have a website, the political subdivision

 

sponsoring the system shall publish the summary annual report on a

 

website that the political subdivision has created or may create.

 

     Sec. 20k. (1) Notwithstanding a percentage of total assets

 

limitation for an investment provided in any other section of this

 

act, an investment fiduciary who is the state treasurer or the

 

investment fiduciary of a system that has assets of

 

$2,000,000,000.00 or more may invest not more than 20% 30% of a

 

system's assets in foreign global securities. An investment

 

fiduciary of a system that has assets of less than


 

$2,000,000,000.00 and who is not the state treasurer may invest not

 

more than 20% of a system's assets in global securities. Except as

 

otherwise provided in this act, an investment fiduciary shall not

 

do any of the following:

 

     (a) Invest in more than 5% of the outstanding foreign global

 

securities of any 1 issuer.

 

     (b) Invest more than 5% of a system's assets in the foreign

 

global securities of any 1 issuer.

 

     (2) Investments in foreign global securities under this

 

section shall be made only by investment fiduciaries described in

 

section 13(8) 13(11) who have demonstrated expertise in investments

 

of that type.

 

     Sec. 20m. The governing board vested with the general

 

administration, management, and operation of a system or other

 

decision-making body that is responsible for implementation and

 

supervision of any system shall confirm in the annual actuarial

 

valuation required under section 20h and the summary annual report

 

required under section 20h(2) 13 that each plan system under this

 

act provides for the payment of the required employer contribution

 

as provided in this section and shall confirm in the summary annual

 

report that the system has received the required employer

 

contribution for the year covered in the summary annual report. The

 

required employer contribution is the actuarially determined

 

contribution amount. An annual required employer contribution in a

 

plan system under this act shall consist of a current service cost

 

payment and a payment of at least the annual accrued amortized

 

interest on any unfunded actuarial liability and the payment of the


 

annual accrued amortized portion of the unfunded principal

 

liability. For fiscal years that begin before January 1, 2006, the

 

required employer contribution shall not be determined using an

 

amortization period greater than 40 years. Except as otherwise

 

provided in this section, for fiscal years that begin after

 

December 31, 2005, the required employer contribution shall not be

 

determined using an amortization period greater than 30 years. For

 

the Tier 1 retirement plan under the state employees employees'

 

retirement system , act, 1943 PA 240, MCL 38.1 to 38.69; the

 

Michigan public school employees employees' retirement system ,

 

created under the public school employees retirement act of 1979,

 

1980 PA 300, MCL 38.1301 to 38.1437; and the Michigan state police

 

retirement system created under the state police retirement act of

 

1986, 1986 PA 182, MCL 38.1601 to 38.1648, only, for the fiscal

 

year beginning October 1, 2006, the contribution for the unfunded

 

actuarial accrued liability shall be equal to the product of the

 

assumed real rate of investment return times the unfunded actuarial

 

accrued liability. In a plan year, any current service cost payment

 

may be offset by a credit for amortization of accrued assets, if

 

any, in excess of actuarial accrued liability. A required employer

 

contribution for a plan system administered under this act shall

 

allocate the actuarial present value of future plan benefits

 

between the current service costs to be paid in the future and the

 

actuarial accrued liability. The governing board vested with the

 

general administration, management, and operation of a system or

 

other decision-making body that is responsible for implementation

 

and supervision of a system shall act upon the recommendation of an


 

actuary and the board and the actuary shall take into account the

 

standards of practice of the actuarial standards board of the

 

American academy of actuaries in making the determination of the

 

required employer contribution.

 

     Sec. 21. (1) Subject to this section, the governing board

 

vested with the general administration, management, and operation

 

of a system or other decision-making body that is responsible for

 

implementation and supervision of a system may remove a member of

 

the board or body as provided in subsection (2) by either of the

 

following:

 

     (a) A unanimous vote of all of the members of the board or

 

body, other than the member who is the subject of the vote for

 

removal.

 

     (b) An order of a circuit court with jurisdiction entered in

 

an appropriate action authorized by a majority vote of the members

 

of the board or body.

 

     (2) The governing board vested with the general

 

administration, management, and operation of a system or other

 

decision-making body that is responsible for implementation and

 

supervision of a system shall give notice and hold a hearing on the

 

removal of a member of that board or body for any of the following

 

reasons:

 

     (a) For an elected member of the board or body, upon receipt

 

of a petition requesting the removal of the member, which petition

 

is signed by 2/3 of the individuals eligible to vote in the

 

election of the member of the board or body.

 

     (b) The member is legally incapacitated from executing his or


 

her duties as a member of the board or body and neglects to perform

 

those duties.

 

     (c) The member has committed a material breach of the system

 

provisions or system policies or procedures and the removal of the

 

member is in the interests of the system or the interest of its

 

participants or participants' beneficiaries.

 

     (d) The member is convicted of a violation of law and the

 

removal of the member is in the interests of the system or the

 

interest of its participants or participants' beneficiaries.

 

     (3) Upon the removal of a member of a board or body under this

 

section before expiration of the member's term, a new successor

 

member shall fill the vacancy as follows:

 

     (a) For an elected member of the board or body, by election in

 

the same manner as the removed member for the remainder of that

 

term of office.

 

     (b) For an appointed member of the board or body, by

 

appointment by the appointing authority of the removed member for

 

the remainder of that term of office.

 

     (c) For an ex officio member serving by virtue of his or her

 

office, by appointment by the governing body of the political

 

subdivision sponsoring the system until the time that a new

 

individual is elected or appointed to the office from which the

 

removed member served as a member.

 

     (4) An individual who is removed from office as a member of a

 

board or body under this section may appeal the removal to the

 

circuit court with jurisdiction if the removal is by the board or

 

body or, if the removal is by the circuit court, to the appropriate


 

court with jurisdiction. A successor member of a board or body may

 

be elected or appointed during the pendency of an appeal of a

 

removed member under this subsection until the appeal is withdrawn

 

or there is a final judgment in the matter.

 

     (5) If, upon an appeal under subsection (4), the court finds

 

that the petition for removal of the member was filed in bad faith

 

and that removal is contrary to the interests of the system or the

 

interest of its participants or participants' beneficiaries, the

 

court may order that the individuals seeking the removal of the

 

member pay all or a portion of the costs of the proceedings,

 

including reasonable attorney fees.